Do you ever get excited when you learn something new or something that is really helpful? I do!
If you follow me on Facebook, you know that recently, about 2 weeks ago, I received a call from my pharmacy informing me that my 8 prescriptions were going to cost me $1927.34! Yah, I gulped and freaked out. Sure, I knew I had a $6K deductible, but who has that kind of money??? Not me...so I have been doing research. I am still doing research, but today wanted to share a tip from you one of my kind doctors shared with me:
Every time you get a new prescription, go to the website of that manufacturer and make sure there is not a coupon available for it. This used to only be available to the physician market, but with the explosion of the internet, this is no longer the case.
I had to share that tip with you because medications are VERY expensive. When I locate a good Canadian Pharmacy, I will share that with you too...for now, I am still doing research. :)
Tuesday, April 19, 2011
Monday, April 18, 2011
Quotes
A man can get discouraged many times, but he is not a failure until he begins to blame somebody else and stops trying. - John Burroughs, Writer
Natural Drift from Holiness
NATURAL DRIFT FROM HOLINESS
People do not drift toward holiness! Apart from grace driven effort, people do not gravitate toward godliness, prayer, obedience to scripture, faith and delight in the Lord.
We drift toward compromise and call it tolerance.
We drift toward disobedience and call it freedom.
We drift toward superstition and opinions and call it faith.
We cherish the indiscipline of self-control and call it relaxation.
We slouch toward prayerlessness and delude ourselves into thinking we have escaped legalism.
We slide toward godlessness and convince ourselves we have been liberated!
-Unknown
Saturday, April 16, 2011
no money...
When you say you have "no money"...what does that mean? Does it mean:
- you literally have absolutely NO MONEY, not a penny to your name?
- you are overdrawn on your account and there is NO MONEY?
- you haven't been paid yet so there is NO MONEY?
- you are on a budget so there is NO MONEY for this category?
- you spent everything yesterday so there is NO MONEY?
- you can't say I don't want to spend my funds that way, so there is NO MONEY?
- you think everyone will just understand if you say there is NO MONEY?
I am finding people say they have no money, but:
- then go out to eat when they could eat at home
- they go shopping for frivolous stuff, stuff they truly do not need
- they do not live by a budget so they can have money
- they do not keep priorities in order so they don't have money when they should have money
- they don't know how to say no so that they can have money
- they don't live and give as God has called them to, so they can't expect to have money
- they really have money and that is not a true response to the situation
how about you...do you have money??? do you save? do you live on a budget? are you honest about money and when you have it and when you don't?
I have been giving this some thought because I know that I don't have money for certain things and in light of some employment changes in my life the last year, I don't have the money I used to have. I think each of us need to think about this a bit more and reflect on what we need to live and what money is needed for and stick to the basics...not stuff that is not needed and we will suddenly find we have MONEY!!!
I have been giving this some thought because I know that I don't have money for certain things and in light of some employment changes in my life the last year, I don't have the money I used to have. I think each of us need to think about this a bit more and reflect on what we need to live and what money is needed for and stick to the basics...not stuff that is not needed and we will suddenly find we have MONEY!!!
Friday, April 15, 2011
word for the day...{faith}
faith
[feyth] –noun
confidence or trust in a person or thing: faith in another's ability; belief in anything, as a code of ethics, standards of merit,etc.
Wednesday, April 13, 2011
verse to reflect on...
So then, just as you received Christ Jesus as Lord, continue to live in him, rooted and built up in him, strengthened in the faith as you were taught, and overflowing with thankfulness. Colossians 2:6
Monday, April 11, 2011
Quotes
be real, that means authentic! a leader that you would follow in genuineness, authenticity, honesty, and realness in love, friendliness, & emphathy for other people. - Tim Sanders
Saturday, April 9, 2011
Can you Stand Up for what is right?
Some of you know my family situation...some of you don't. I am not going to go into all the details of that. I am going to relay a story of something that happened to me today.
I got a call from a private number on my cell phone. I typically do not answer Unavailable or Private Numbers. If you don't want me to know who you are, then I do not feel you deserve my time or attention because there is a reason you want to remain so private. Well, I am dealing with the government on an issue for a client and I had several Private Number phone calls this week...and knew the next time that I got this call, I would need to answer so that we could get this resolved because we were playing phone tag. So I answered...not remembering that it is Saturday and the government doesn't work on Saturdays! This time the call was from my mom. She was calling to let me know that she could not talk to me in December when I called (the truth is that she hung up on me and when I called back to let her know that if she had something to say she would give me a chance to respond and not just hang up on me, she didn't answer...I got their answering machine so I left the message on that). I didn't respond and she went on to tell me that the doctor's think that Terry has Lupus (I am thinking: Ugh, for reals, NO he doesn't have lupus...I know this, you self diagnose everyone all the time - including me when I lived there and I am living proof that I didn't die as you told me I would!) and that they want Terry to get a job, a car, handle a bank account and be self sufficient. At this point I had all I could take. I stopped her and told her that there was obviously discrepancies in what she states (they would not let Terry get his car fixed in December, though I know he sold it for drugs which he shouldn't have done, they do not want him to have a car, they do not let him look for a job nor do they try to help him find a job, they spend the disability money he receives for their own use and don't let him have any of it (which is fraud), they won't even let him do laundry on the premises - etc). She told me to stop and talk like an adult. I said I am talking like an adult mom. She told me that Terry is a liar and I didn't check these facts with her or Dad. I told her that I didn't need to check them with her, Terry knows where he does his laundry! She said, honey you don't understand Terry is a liar. I said, "Mom the fact is that you are lying to me right now." Her response: "Honey, I don't try to lie all the time." I said, "Mom you should NEVER lie." She said, this is simply a misunderstanding. I said, "No lying and misunderstandings are not the same thing at all mom. You are justifying things and are being a hypocrite." She hung up on me.
My question to you is: Do you stand up for the truth? For what you know to be right? No matter who it is? Are you faithful to God and His Word? Do you believe that sin is sin?
I was not trained that lying was okay. I was not trained that to justify things was acceptable. It grieves my heart, but I know that God's Word is still true! The truth makes you free. He that is not with Him is against Him!
I will continue to pray for my mom that she someday will open her heart and mind to God (in an all new way) and ask him to help her deal with her life, her sins of stubbornness, lying and hypocrisy. She is right in her own eyes and justifies everything...but I know God will not refuse an open and contrite heart if she desires to seek him!
I got a call from a private number on my cell phone. I typically do not answer Unavailable or Private Numbers. If you don't want me to know who you are, then I do not feel you deserve my time or attention because there is a reason you want to remain so private. Well, I am dealing with the government on an issue for a client and I had several Private Number phone calls this week...and knew the next time that I got this call, I would need to answer so that we could get this resolved because we were playing phone tag. So I answered...not remembering that it is Saturday and the government doesn't work on Saturdays! This time the call was from my mom. She was calling to let me know that she could not talk to me in December when I called (the truth is that she hung up on me and when I called back to let her know that if she had something to say she would give me a chance to respond and not just hang up on me, she didn't answer...I got their answering machine so I left the message on that). I didn't respond and she went on to tell me that the doctor's think that Terry has Lupus (I am thinking: Ugh, for reals, NO he doesn't have lupus...I know this, you self diagnose everyone all the time - including me when I lived there and I am living proof that I didn't die as you told me I would!) and that they want Terry to get a job, a car, handle a bank account and be self sufficient. At this point I had all I could take. I stopped her and told her that there was obviously discrepancies in what she states (they would not let Terry get his car fixed in December, though I know he sold it for drugs which he shouldn't have done, they do not want him to have a car, they do not let him look for a job nor do they try to help him find a job, they spend the disability money he receives for their own use and don't let him have any of it (which is fraud), they won't even let him do laundry on the premises - etc). She told me to stop and talk like an adult. I said I am talking like an adult mom. She told me that Terry is a liar and I didn't check these facts with her or Dad. I told her that I didn't need to check them with her, Terry knows where he does his laundry! She said, honey you don't understand Terry is a liar. I said, "Mom the fact is that you are lying to me right now." Her response: "Honey, I don't try to lie all the time." I said, "Mom you should NEVER lie." She said, this is simply a misunderstanding. I said, "No lying and misunderstandings are not the same thing at all mom. You are justifying things and are being a hypocrite." She hung up on me.
My question to you is: Do you stand up for the truth? For what you know to be right? No matter who it is? Are you faithful to God and His Word? Do you believe that sin is sin?
I was not trained that lying was okay. I was not trained that to justify things was acceptable. It grieves my heart, but I know that God's Word is still true! The truth makes you free. He that is not with Him is against Him!
I will continue to pray for my mom that she someday will open her heart and mind to God (in an all new way) and ask him to help her deal with her life, her sins of stubbornness, lying and hypocrisy. She is right in her own eyes and justifies everything...but I know God will not refuse an open and contrite heart if she desires to seek him!
Friday, April 8, 2011
word for the day...{peace}
peace
[pees] -noun, interjection, verb, peaced, peac·ing.
a state of mutual harmony; freedom of the mind from annoyance, distraction, anxiety, an obsession, etc.; tranquillity; serenity.
Wednesday, April 6, 2011
verse to reflect on...
The Lord says: "These people come near to me with their mouth and honor me with their lips, but their hearts are far from me. Their worship of me is made up only of rules taught by men. Therefore once more I will astound these people with wonder upon wonder; the wisdom of the wise will perish, the intelligence of the intelligent will vanish."
Isaiah 29:13-14 (NIV)
Isaiah 29:13-14 (NIV)
Monday, April 4, 2011
[still learning]
I am still learning...
I have had to learn the hard way from my childhood and upbringing on these things...I am still learning...However, today just pushed my buttons a million times and I hope it's not a repeat anytime soon!!! :)
- grin and bear it
- smile anyways!
- "don't sweat the small stuff (and it really all is small stuff)"
- "it is what it is (&it ain't what it ain't I always add)"
- (as my granma says) "it's just a no control situation Misty"
- to add more humor...
- and that God is with me no matter how I feel or what is happening at the moment
I have had to learn the hard way from my childhood and upbringing on these things...I am still learning...However, today just pushed my buttons a million times and I hope it's not a repeat anytime soon!!! :)
Quotes
Resiliency is the art of learning to repeatedly refuse to do anything else other that rise again after any and all set-backs. - Brian G. Jett
Thursday, March 31, 2011
Quotes
Insanity: doing the same thing over and over again and expecting different results. ~ Albert Einstein
Wednesday, March 30, 2011
verse to reflect on...
You will keep in perfect peace all who trust in you, whose thoughts are fixed on you! Isaiah 26:3 (NLT)
Tuesday, March 29, 2011
reflections on life...
I encourage you to take time today or this week to remember the people and circumstances God placed in your life as He drew you to Himself. Will you pause at each place, thanking God for that person or situation? Thank Him that His love reached you and that His love will never fail. -Proverbs 31 Ministries
Monday, March 28, 2011
You Suck or You Fill
You Suck
…the air out of a room when you make it all about you.
…the life out of everyone around you when you make it all about you.
…the joy out of every endeavor when you make it all about you.
…the lightness out of every quest when you make it all about you.
…the potential out of every business when you make it all about you.
You fill
…every room,
…every person,
…every endeavor,
…every quest,
…every business with life, with energy, with potential,
When you make it all about them.
The challenge is to serve, solve and delight from a place of genuine personal interest without relying on the experience to complete you.
copied from an original blog post by Jonathan Fields
living simply project
Week 4 Project:Simplify
Hot Spot #4
This week’s hot spot: our pantry and refrigerator.
Yep, we’re going to clean out our pantries from expired spices and stale snacks, and reshelve them in a way that works for us. We’re also going to toss the science experiments from the fridge and clean out the grime.
...Come roll up your sleeves and clear the clutter from the different “hot spots” in your homes. March 7th - April 8th. For five weeks, we’ll work together and tackle different areas of our homes. Be encouraged and inspired, knowing that there are other families around the world rolling up their sleeves and working alongside you!
Quotes
Men are anxious to improve their circumstances, but are unwilling to improve themselves; they therefore remain bound. - James Allen
Friday, March 25, 2011
word for the day...{wisdom}
wis·dom
[wiz-duh
the quality or state of being wise; knowledge of what is true or right coupled with just judgment as to action; sagacity,discernment, or insight.
Wednesday, March 23, 2011
verse to reflect on...
Never be lazy in your work, but serve the Lord enthusiastically. Romans 12:11 (NLT)
Tuesday, March 22, 2011
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