from daveramsey.com on 08 Jan 2010
Another year and another set of resolutions. If you're like most Americans, you'll probably forget your goals by mid-February. So how do you make your resolutions actually happen this year?
First, keep in mind that goals are dreams; but don't stop at just dreaming. Turn your dreams into bite-sized pieces that will gradually create a big event in your life. If you're waiting on an outside variable to change your life, you have a long wait. You have to do something. It's your responsibility to fix your life, not someone else's. It's time to sit down, make some goals, and take control. Use Dave's online goal tracker now.
Goal setting is how you win. Once you've made your resolutions, they will drive you forward. The goals will motivate you to seek activities that will help you succeed. It's not always fun, but those exercises bring you closer to your goal and make you a winner.
If you want to actually achieve your goals this year, then consider the following:
When setting goals, be specific in what you want to achieve. Vagueness will only cause you to feel overwhelmed, and you will just give up.
2.Make your goals measureable.
In order to know if you achieved the goal, it must be measurable. For example, if you want to lose weight, don't simply write down "lose weight" as a goal. How much weight do you want to lose? Or don't just write "spend more time with family." How much time do you want to spend with your family every night?
3.Are they your goals?
Only you can set your own goals. If your spouse, co-worker or friend sets a goal for you, you're not going to achieve it. Taking ownership will give you more incentive to meet your goal.
4.Set a time limit.
Setting a time frame will help you set realistic goals. For example, if you want to save more money, list how much money a month you want to put into your savings account.
5.Put them in writing.
Putting your goals in writing will make you much more likely to achieve them. Write down your goals and review them often. This will give you motivation to make them a reality.
This is the process to succeed. Successful people reassess their lives and then start living intentionally, in writing, on paper, on purpose. Make your resolutions a reality in this year! What are your goals for 2010? Leave a comment below. Check out Dave's resources to help you achieve your financial goals.